I have experienced this now on many occassions. I have worked for mobile phone operators such as O2, Voda, CPW, p4U etc and currently out of work. Every one I have applied for has said the need to do a Credit Check as they are FSA regulated businesses. I got so frustrated with it I have brought it to the attention of my MP who is asking questions in parliment. I will feedback once I get an answer. This in my mind is discrimination against the poor of society. Governement has removed all other forms of discrimination like age, race, religion etc so companies have found a new way to filter out the undesireable of society. I have now been offered a verbal and emailed offer of employment and asked to do pre-employment checks. I am half expecting them to withdraw the offer due to the credit check. If they do can I take them to court for breach of contract? I dont know but if this is allowed to continue then I am on the scrap heap, I am over qualified for warehouse work, I have tried and what I am good at I cannot get employment due to bad credit. Its a slippery slope and I for one will not let this drop.