Thank you for your prompt reply. I will get the ball rolling with the N244. I am really hopeful we can sort it out prior to court, but NRAM really are useless... i have rang numerous times daily, as they have permission to speak to me in regard to the account. i am constantly re-telling the story, and i have been going round in circles! Not holding much hope out for them sorting it out. My Mum is an absolute fighter, and will get through this. I just hope I can help her to fight this battle!!!Do you think that i could use the template which ellen kindly did for me in 2011, and just make a few changes.?

As you will be able to see from the thread below, we managed to stop an eviction on my parents property in 2011.... well, today, we got another evictioon notice....After the hearing and order for reposession, everything was fine. payments made, no problems... until December 2013!!!In the intervening period since 2011, my Mum has been diagnosed with breast cancer. She has had two successful operations and a course of chemo and radium therapy. She managed to stay in work for some of the time, but, of course, when too unwell, went off sick. We could not sell the house at this time. My mother was too unwell, and we didn't want her to have that stress, so we battled through, and have kept up the repayments as NRAM were not a bit interested in my parents situation. This was until December 2013. We missed a payment off the mortgage... a total of £50 which we paid immediately. We didnt realise it was short as we had been paying bit by bit in December due to a shortage of money!! They have gone straight for possession. Today, we have recieved an eviction notice for Febraury 20th. Again, i am really concerned. My Mum has now returned to work, working 30hrs a week so they are in a much better financial situation. My fathers situation remains the same, he is very physically and mentally unwell. they have the house on the market, priced realistically to sell ( 15K under the value). This has only just gone on the market. My question is - as they have a suspended eviction order, can they just take the house? We are in contact with NRAM, who are considering a new proposal... but i am worried they will say no, and my parents will be homeless!!! can i complete a N244? What do i do?Please help, any advice would be great.... Thanks x

Hi everything went well today NR did not oppose the suspended order and the judge ordered my parents to pay less than they offered. Thanks for you help everyone!!!

Hi everything went well today NR did not oppose the suspended order and the judge ordered my parents to pay less than they offered. Thanks for you help everyone!!!

Hi Ell-enn Thanks very much for all our help. Got everything ready... will you you informed of the outome. thanks Nikki

Hi Ell-enn Thanks very much for all our help. Got everything ready... will you you informed of the outome. thanks Nikki

Hi Ell-enn Yes we will take the statement with us. Thank you all for the advice. I know that we still have to be on our guard and its not sorted properly until we have been to court. I will let you know the outcome. I will print the statement off and take it with us when we go on Monday. I will let you know the outcome. Thanks for all your help and advice up to this point!!! Nikki

Hi Ell-enn Yes we will take the statement with us. Thank you all for the advice. I know that we still have to be on our guard and its not sorted properly until we have been to court. I will let you know the outcome. I will print the statement off and take it with us when we go on Monday. I will let you know the outcome. Thanks for all your help and advice up to this point!!! Nikki

Hi all Well, good news. NR today accepted my mums proposal and said ' in essence the eviction is suspended, but you still need to attend court'. In other word, they are going for a suspension of eviction in case the account it defaulted in the future. We are attending court on Monday, i am hoping the judge will see that the amount we have agreed is, to be fair, too high considering their income and lets us pay less. This would ensure my parents can actually live off what they earn! But at the end of the day, it looks like they keep the house so good news!!!!

Hi all Well, good news. NR today accepted my mums proposal and said ' in essence the eviction is suspended, but you still need to attend court'. In other word, they are going for a suspension of eviction in case the account it defaulted in the future. We are attending court on Monday, i am hoping the judge will see that the amount we have agreed is, to be fair, too high considering their income and lets us pay less. This would ensure my parents can actually live off what they earn! But at the end of the day, it looks like they keep the house so good news!!!!

Hi Ell-en I will send it to you when i have completed it. The mortgage is in both names. Thanks Nikki

Hi Ell-en I will send it to you when i have completed it. The mortgage is in both names. Thanks Nikki

Hi Ell-enn Yes they intend to sell the property, we just need to finish a few small jobs. I have copies of all those things, and will complete the budget sheet. I have completed the N244 form, just need a better statement now!!! thanks Ell-enn

Hi Ell-enn Yes they intend to sell the property, we just need to finish a few small jobs. I have copies of all those things, and will complete the budget sheet. I have completed the N244 form, just need a better statement now!!! thanks Ell-enn

Yes i do have a printer and photocopier Ell-enn. Thank you. And thanks for your reply queensclose... i really hope that we can sort it out... not eating sleeping or anything!!! The payments will never be late again as i will be paying the mortgage direct debit on my salary date if its agreed. Fingers and everything crossed!!!