Hi all i have also been hit by this EPM they took a paymnt of £70 for some reason i do not know but then two days later i went to the shop and went to pay by card and it was declined and i knew i had funds in there so i want home and phoned my bank and had a big awakenin when i found out the this EPM had cleared my account with a payment of £12995 so a total of £13065 i have tryed to contact the company but all i get through to is reseption im also in contact with my solicator and my bank and no one can explain why they have taken this amount for something i have never applied for.they also mentioned that the purchase peoples information from companies that have declined people and the only ones i have used is WONGA and QUICKQUID.i will keep you all updated hopfully all will be resolved.