Hello,
The loans was taken out in South Africa with Standerd Bank - the bank says i applied for the loan in person - but my passport clearly shows that im in the uk - then the loan was awarded and they purshces a house on all my documents and took the money and run - leaving the house to be repossed and sold at auction in 2009.
now they turn up in the UK demanding the money - as im on Uk soil i fall under Uk law? Can they persue me for monies if they case is still open at the bank and the ombudsman? As they are aksing me to pay a shortfall - when the bank has not made a decision yet? I know i didnt take out the loan - and never had the money?
Please let me know my right as they want to declare me bankrupt and i dont know what to do - and i dont want to pay them knowing i never applied for the loan in the first place.
Thanks