Hi all!
From the beginning (well, not quite). CC debts and overdraft totaling around £20000. Lost job, had a long period of ill health, debts continued to rise. Couldn't pay. Informed all creditors. Then had chance of a new start in Russian Federation. Low pay, but employer provides accommodation. No assets in either country. Informed creditors of move. No reply.
Two years down the line, CCJ from two dca. Applying for them to be set aside as not UK resident. Third dca, IND Ltd (yes, them) have sent a statutory demand to my mother's address, despite knowing that I do not live there.
To be honest, if they did carry through with the threat and made me bankrupt I'd have no major issue, as I'm considering filing for BR anyway and it would be preferable for them to do it.
They seem unaware that I have no assets, so how likely is it that they would go through with it?