Showergirl, here are their details. Email them first and ask them to remove your number and ask for a refund. The worst they can say is no or ignore you, the best they will do is exactly what you ask. I've done this loads and its surprisng sometimes. (*Note Some times, NOT always) Contact Us Payday Exchange Ltd 31 High Street Bristol Avon BS1 2AW Reg No. 07450644 Email: support(at)paydaybox(dot)co(dot)uk (Sorry wont allow me toput an meial address in here properly. Hope this helps

Why don't you call Gothia and ask for a settlement? Or better still send them a letter showing your on I.B and offer what you can afford. The worst they can say is no, but they can't have what you simply have not got, no matter how many letters they send!

Here's their Managing Directors Details: Capital Finance One06736553 Categories: Consumer credit Credit brokerage Debt administration Provision of credit information services, excluding credit repair Provision of debt-adjusting on a commercial basis Provision of debt-counselling on a commercial basis Right To Canvass Off Trade Premises:No Trading Name(s) (Current): Money Resolve Payday Advanced Payday Credit Payday First Issued Date: 17-Dec-2008 Date Maintenance Payment Due: 16-Dec-2013 Legal Formation: Body Corporate (incorporated inside UK) Current Individuals that run the organisation: NamePosition James Keeble Nature of Business:

If it is Capital Finance, they are naughty as the Trading Name is not on their Consumer Credit Licence: Capital Finance One06736553 Categories: Consumer credit Credit brokerage Debt administration Provision of credit information services, excluding credit repair Provision of debt-adjusting on a commercial basis Provision of debt-counselling on a commercial basis Right To Canvass Off Trade Premises:No Trading Name(s) (Current): Money Resolve Payday Advanced Payday Credit Payday First Issued Date: 17-Dec-2008 Date Maintenance Payment Due: 16-Dec-2013 Legal Formation: Body Corporate (incorporated inside UK) Current Individuals that run the organisation: NamePosition James Keeble Nature of Business:

If you have their account details, surely you can just pay in some money with your name/postcode/any reference number you have from them???

Have they called you?