Dragon Dennis, May I correct you with regard to Motor Trade Insurance. The obligation is only to notify the MIB of a vehicle that is likely to be in the Trader's custody or control for more than 14 days, or if it could not be anticipated, on the 14th day. It would be impractical to notify them every time I collected a customers vehicle or to otherwise insist on seeing the customer's own documents.

The V5C must be filled in and signed by both the Seller and new Keeper in section 8. This part of the document must be sent by the Seller to the DVLA immediately. Assuming that you are not a registered trader, Section 9 can be destroyed and section 10 ONLY should be handed to you as the new Keeper. As the vehicle was not being exported, section 11 can be destroyed. You were under no obligation to send the V5C to the DVLA when you found it, but rather you should have returned it to the Seller for them to do so. Due to the circumstance of your now having activated a static speed camera, you really should inform the Seller of the delay. The Seller is the one who is liable to a penalty and or summons for the failure to notify. As the requirement is to immediately send it to DVLA, it cannot be prosecuted after 6 months due to it being 'time barred' as a summary offence so the Seller would thus have a defence.

Having only just joined the forum, I make no claims to expertise in dealing with these matters, but my time as a Police Officer and latterly as a self employed motor mechanic leads me to be suspicious of the damage as shown by your photographs. The wing damage is considerably higher than the top level of your bumper, suggesting that there was pre existing damage that the TP was trying to cover by 'swerving into you'. If you are in a position to visit the vehicle, measure the relative heights and if possible photograph the measurements if there IS a discrepancy. Pass this on to your Insurer with a note of the suspicion that you were not responsible for all of the damage.