This is great advice. Thanks so much. I want to pay my debts but really these companies are just leaches. Thanks

Ok. I can see that. I may have been hard to find, who knows. I had another from the same period that I got statute barred. If they raise a CCJ though does that mean I cannot Stat Bar it? Also Should I send them a SAR request to draw this out till dec when it definately is statute barred?

i there. there is a debt attributed to me that has been passed on many times. I sent a cheque about 3 years ago and it was sent back as sold on again. There is no record of this I beleive. The provider of the loan or Credit Card (I cna't remember what it is) is Arrow Global Limited and the debt is owned by Mackenzie Hall. I have written to them with a template letter to advise of statute barred. And this is where I am really really hoping for some help please folks. They have written back to me saying call them it is not barred. I am not calling and told them I would only write. Anyway the account on credit file shows no payment from 2004 (shows all defaults for that year) but the default on that credit history shows 15/12/2005. So is it statute barred or not. If not am I right in saying that it may be in December? They have only contacted me recently. I have heard from anyone regarding this for as long as I remember. I found this when I applied to rent a flat when I had to move with my little girl and wouldn't be accepted. I have had to pay 12mths rent nearly £9k to get somewhere to live. Unbelievable. Can anyone help me. I am unsure how to proceed.

Hi there. there is a debt attributed to me that has been passed on many times. I sent a cheque about 3 years ago and it was sent back as sold on again. There is no record of this I beleive. The provider of the loan or Credit Card (I cna't remember what it is) is Arrow Global Limited and the debt is owned by Mackenzie Hall. I have written to them with a template letter to advise of statute barred. And this is where I am really really hoping for some help please folks. They have written back to me saying call them it is not barred. I am not calling and told them I would only write. Anyway the account on credit file shows no payment from 2004 (shows all defaults for that year) but the default on that credit history shows 15/12/2005. So is it statute barred or not. If not am I right in saying that it may be in December? They have only contacted me recently. I have heard from anyone regarding this for as long as I remember. I found this when I applied to rent a flat when I had to move with my little girl and wouldn't be accepted. I have had to pay 12mths rent nearly £9k to get somewhere to live. Unbelievable. Can anyone help me. I am unsure how to proceed.