Done it... thank you very very much !

Hello Friends, Does anyone know if a default by carphone warehouse (which I have settled already) can be removed from the credit file in any way?? I took an O2 contract with them in June 2007, In Jan 2008 I lost my phone. I approached their store to file a claim as I was paying for the insurance. Unfortunately, due to a family incident I had to rush home (out of UK) and did not take the new phone (via insurance). I came back in Oct 2008. By the time I was back there was a default against my credit file for £ 535.. Recently, I lost a job this year in Feb, because my employer had a policy that all the employees should pass the credit checks. I then settled this bill immediately but the default is still there even though it shows as settled. Does any one know if there is a way to get this removed please? I feel I paid a very heavy price .. lost my job, cannot get a phone contract, cannot apply for credit cards/mortgages. Though I have a good financial calibre, I am totally paralyses due to this default !!! Please help. Rgrds, Sonia

Thanks.. Can anyone tell me how to start a thread... I just joined in today and its all very confusing

Hi... Can you please give me the details of the person with whom you got in touch with? I travelled out of UK for 7 months in 2008 and by the time I was back I had a default on my credit file... !!! The bill was around £520 and I settled it recently.. but I paid a very heavy price for it. I lost my dream job because I failed the credit checks due to this default Please help me !! If I can get this removed, it will be a dream come true for me.

Can anyone tell me where I can get my credit score checked?