A default on my account due to a £20 overspend?
Hi all,
I was wondering, in 2009 I have a default because for a few months in a row I went no more than £25 below my account. I ahve no idea this was happening as I was always transfering money form my other account a day or two later so it was immendiently settled. I was unaware at the time it was an issue was my statement always showed me in the black and obviously I didn't pick up on it.
However I recently had a loan application rejected because of this default (I was unaware of it) and was wondering if I can have it removed? It seems so petty for something so little, as I said it was never more then a few quid at a time and always automatically settled in a few days.
Any guidance or advice would be appreciated. Thanks.