Thanks for all the advise! I will try to hold strong and work my way through this mess. Been getting calls at work though is there any way to prevent this. Also the companies that have not responded, should i call them to make sure they receiving my emails? Thanks again.

Thanks well have answered their calls so will just have to wait and see with that one. Two companies i have not heard from are Payday UK and Quickquid:|. How are they at dealing with repayments. Thanks to everyone for the help and support makes this process a bit less daunting.

Hi thanks for your response. I took out a loan to pay for a car repir and kept rolling over and somehow it has spiralled from there. I now owe around £2000 in payday loans (and this is a lot more than my monthly income) . Really stupid I know but hoping to get back on track and regain control one day. It is very scary though because some companies are rude and very unhelpful.

thanks for the help i have cancelled all my direct debits and cancelled my card. how long will they take to send to a dca? and are they any more helpful?

Hi I have been reading through the forums on here and it is so good to know i am not alone. i have got mysel in a riight mess with payday loan companies. I have now decided I must try to do something as the worry is taking over my life and making me miserable. So i defaulted last week and have managed to set up a repayment plan with wonga who were really nice about it but spoke to pounds till payday today and they were really unhelpful - they state they do not accept payment plans so threaten to send my account to a collector who will send doorstep collectors. Will they do this? Can i prevent it? Also the rest have not replied to emails i sent, are they going to go to court? Any advise would be much appreciated x