Hello, I opened an account with Vanquis in 2009 after two years I was unable to make payments, moved around for a bit and completely forgot about the debt. For the last 3 years I have started to receive letter from Cabot saying that Vanquis passed my account to them. I checked my credit score today and it says that I have a default account with Cabot that Opened in 2011. Is it possible to claim PPI from this account, even if I don't have any documents of the credit card? Thank you in advance

Alrite, cheers for the help Ill let you know what happened

I Think i might just email them. I can still have a proof that i contact them by printing the email. Im just scared that ill open my door by mistake if they send a door step collector!

Yeah thats true. I will send them a letter then. Would you suggest to send the " letter when the account has been passed to another debt collection agency" or " General debt letter - when you know nothing about the debt" ? Regards

Thanks for the help guys! ill use the template, to send ScotCall an email and see what they say (if they even reply)

Hello all, i hope i get some help because im going nuts!!! So two years ago, on the previous flat i was renting i had british gas & Electricity. When i moved out i missed "Apparently" few payments. since Last year i been receiving calls from Wescot Credit services to pay the debt. I chose to ignore them because i remember not having any debt. Then i received a letter from a solicitors office sayin that wescot is willing to consider realistic options for repayment based on my personal circumstances. I emailed them, asking for the bill that states my name, my flat the bill is for and the amount i owe, as well as the dates for this amount. That was a month a go (10/03/11). I told them that i only will to contact them through emails. I received no reply whatsoever Today (7/04/11) I received a letter from ScotCall Debt collecting services with a Doorstep Collection Notice, saying that if i dont pay the debt immediately my account will be passed to their Field representatives to arrange a doorstep call. What can i do?? Shoul i email the ScotCall Debt collectors and say the same stuff i told the solicitors? (send me a bill with the amount owned etc) Please Help. Regards, Charlee