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scobsox555

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  1. well done!!! I am sure that they will have to distribute the payment what is your usual payment date to creditors, would check any recent statements make sure send them letter after that date once you know they distributed the payment. Did you use full final settlement to clear the balances did creditors reduce amoutns? Thinking goijng down this route.
  2. The Halifax reduced my overdraft then removed it totally because I wasnt using it and they appeared to start this nonsense a few years back, also reducing peoples credit limit to just above the balance to stop you having access to more credit they seem to think this is them being responsible lenders?? Not sure it be my first term used to describe them
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