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TOR

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  1. I previously won my case and received approx £800 back from them of unlawfull bank charges but now it has started to add up again over the last 8 months including this month them charging me £58 for a £2.89 switch transaction that took me over my overdraft . Can I start the process over again as when I threatened this on the phone to them they said I had accepted the amount last year in full and final settlement therefore they won't be refunding any more ...but these are new ones !!
  2. Well , I have just received notification that Halifax are charging me £30 as I went over my overdraft for one day ! Here we go again ..........
  3. I won !!! Every penny back . Thanks to all those who helped me x x x x
  4. Due to my court claim the halifax have offered £690 which is about £130 short of what they owe me in total ..........Deal or no deal ????
  5. Well, Halifax have acknowledged it and intend to defend all of the claim
  6. I've sent one to the bank , phoned money claim and they said they don't need a schedule of the charges
  7. Have completed the online claim form today ...here's hoping that i get my money ... all £822.12 of it ! One question though - I have my schedule of charges , where do I send it ? The court that I have specified ?? Do i send one to the bank or does the court send one to them ?? Thank you !!
  8. Halifax just rang me and offered £150 settlement !! I said no I require the full amount refunded back to me - I'll send the LBA this week ( should have done it a while ago ) :-|
  9. UPDATE: had a letter on the 24th august from Halifax confirming thy had received my letter etc and were looking into it but have heard nothing since
  10. Hi all , Well I finally received my bundle of statements for the last 6 years and having analysed them I found that the Halifax had taken £655 of charges from me !! I've used the template letter and attached my list of charges and sent it off today . Here's hoping !
  11. Yep I think i will cancel it ! Cheers
  12. I've just taken out a new mobile phone contract and the insurance charge is £10 per month .... seems very high i thought and i'm never sure on these things whether they are worth having anyhow ! Just wondered if anyone had any knowledge of this Many thanks
  13. I have recently been told that my flat is to be renovated and rent will increase accordingly ( agency has advised me that he will move me into one of his vacant bedsits while the work is carried out ).I have been unable to contact landlord as of yet but I suspect the rent will increase substantially and I will no longer be able to afford to live there . I have been living there for two years happily and I don't want to move .............does anyone know if I have any rights ?? Thanks
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