Hi All, Please bear with me this is my first post and I hope I have done everything right. I am looking for a bit of advice. I have a fixed sum loan agreement with FGA Capital on a car, I am experiencing financial difficulty just now and FGA have been absolutely no help at all but that is a different issue. I have checked through the paperwork again and again and it does not mention hire purchase or repossesson of the vehicle. So I have been told that this company do not have any rghts to the vehicle is this correct? I decided to try to downgrade my vehicle and purchases a cheaper car through a garage. One week later they have came back sying that they have carried out an HPI check and FGA have an interest in the car even though they have said that it is a personal loan on the HPI notes. I am now told that I am liable for both cars by the garage because they cannot take a car with finance outstanding but the other car is now registered to me so..........Help!!!!!
I have been told that FGA should not have a note of interest on the vehicle will they removeit and will it take long.
Thanks in advance any help is really appreciated.