Update: Third party has accepted full liability Their assessor has estimated the damage at £10,700 so car is to be written off and they have made an offer which I have accepted

Not according to them, even if they lose the case I am not liable for any charges for the car. Obviously I will be checking what I sign when they drop the car off but they assured me that it was their risk.

So, I'm hoping this is good news!! Accident claim management company after hearing the details of the case and seeing the evidence are willing to take this on at no fee. (they claim their costs from the 3rd party) They are going to pay the recovery company the towing and storage costs and pick the car up from them and take to one of their affiliated garages. They will arrange an engineer to assess the damage and claim for this from the 3rd party. They will have a car of similar spec to my Volvo delivered to the house within the next 24 hours. They seem a reputable company, called Complete Accident Solutions. Anybody see any drawbacks to this?

Letters posted recorded delivery today.

Good news this morning (I think). As the other driver is denying liability my insurance company are now taking control of the case.

Thanks for the advice, will call them in the morning and see what they say.

That's probably the route I'll be taking but I'm thinking that they won't touch it without liability being admitted.

Thanks for the reply raydetinu. I have got letters ready to post to the TP and their insurers stating that I hold him entirely responsible and will be claiming for my losses with a brief description of what happened. If they accept liability then all's well, I haven't hired a car as I need to be certain that they will pay for it which is my big concern right now as my partner really needs a car for work. No photos taken at the time but now have photos of the section of road where the accident took place and I also have photos of the damage to both cars. I am confident that these photos show that the other driver is entirely at fault but reading up on "no witness" accidents has left me less than confident about the outcome. caz

Thanks for the replies. I realise that not being on my partners insurance and using my own as only 3rd party is not ideal but I have only driven it twice in the last year and a half and am aware of the risks should I be at fault in an accident. I am 100% certain that I am totally blameless in this instance and will go to court if necessary to prove this. I guess I'll need to wait for the police report to see what that says then take it from there. Unfortunately I don't have legal expenses cover so I reckon this will be an expensive and long drawn out process.

Hi, I had an accident last night that 100% was not my fault. I was driving along a main road and a car coming toward me tried to turn onto a side road and smashed into the drivers side of my car, he claimed he believed I was also turning down this road. To complicate matters further I was driving my partners car but under my own insurance so was only covered by 3rd party insurance. It looks like my car is a write off but luckily with it being a Volvo I escaped with nothing other than a stiff neck. I managed to find out online who he is insured with and called them to discuss the matter and was told that the other driver is claiming that I drove into him, this is simply not true and hopefully when I get the police report in a few days this will become obvious. Because I am only covered 3rd party my ins co have said that they have no interest in the case and that I have to deal with the TP on my own, this is leaving me feeling extremely vulnerable and I'm not sure how to proceed. Should I wait for the police report then get back in touch with his insurers? Also, the car is in storage just now and is attracting daily charges, the storage company will hold the car for 21 days before contacting me about it. I've never had to make a claim before, who decides if the car is indeed beyond repair? Who instructs / pays for this? Any help or advice much appreciated.

Chief, looks like that links deid!

Well done mate. I believe Rangers FC are looking for investors.

Don't give him any advice maroondevo52, he's a bluenose.... allbeit a good one!

Rs, Good man. GD xxx

alps

Guys, I really appreciate your help and advice on this, I'm a bit ashamed to say that I paid the £45 this morning as I didn't wan't the hassle at work. I think it's scandalous that they can get away with this though and I am looking into the possibility of claimimg this back through the small claim court if neccessary. thanks...

Hi pin1onu, Thanks very much for your quick and informative reply, I will be sending a letter denying the charge tomorrow. It's definitely not a council issued PCN it's from TPS Parking Solutions.

I have a leased company car and have just received from my work a penalty charge notice forwarded from the lease company. I parked in a Lidl car park for longer than the allowed 1 1/2 hours and have been charged £70 (£45 if paid within 14 days), my questions if anyone can help are- 1. Should I pay this when the PCN is made out to the RK (lease co.) and not me? 2. Is the charge excessive when this was a free car park anyway? 3. Should I pay the lease companies £20 admin fee? This is in my contract but is surely aimed at parking tickets that are ignored and forwarded to the lease company who then have to follow it up. There was nothing put on my car to indicate that I was being charged so I don't feel that any admin costs incurred bythe lease company have been directly caused by me. Also, due to the xmas holidays I have only today found out about this and have until Friday 4th Jan to pay this before the higher amount applies so would welome any advice as a matter of urgency. Thanks.

Hi Stormwarrior, Will call the council tomorrow, it's a long shot but you never know. Thanks for your advice.

StormWarrior, Unfortunately it seems that it was. It is the local swimming pool car park and the whole street parks here at night as traffic wardens patrol the street we live on from early in the morning. This is why I thought I would be okay there. Sanddancer, Thankfully yes, and I got a reply from them confirming it so no fine this time!! Does anyone have any idea what is likely to happen if this goes to court? ie. What sort of fine? costs etc....

Pat, you have called it exactly right. Sidewinder thanks for your input. I realise that I am in the wrong on this one, the thing that bothers me is that I have to pay £274 within 14 days or they will take me to court. Well I don't have a credit card or £274 slushing around so it looks like court!! Cheers.

The letter is headed "Vehicle Excise and Registration Act 1994" Doesn't state what form the court proceedings would take. There is an information leaflet INF51 but there is no link to it on the website.

No, it's not a demand for back tax, it's an out of court settlement offer. Doesn't seem to be any formula for working these figures out, one was for £96 and the other for £178 dated a week apart. The car had only been SORNed for 2 months and was taxed prior to this. ps. I have till Friday 29th July to pay before they start court proceedings!

Actually Rob, They're not threatening court over the penalty of not displaying a tax disc, I've paid those fines (£80). They're threatening legal action over the fines for not having a tax disc (£274).

Hi Rob, Yes that's pretty much it.