Hello I am a new person and I came across this forum when I was investigating the problem I am about to mention. I saw a nice flat today but was told that as well as 2 months rent I'd need 200 quid extra as a non refundable fee, to secure the tenancy and for their searches. I bought a phone in November and it took them about 20 seconds to do a credit check so 200 quid seems a bit steep. Is this normal? The rent is 500 per month and I have 600 pounds. I had thought that was enough until today when it turns out i need 1200 pounds. So im 600 short. Can I pay the shortfall with my credit card or would even suggesting that go against me with a letting agent. I may be able to borrow the 600 from my brother. Top and bottom of it is I do need a flat pretty soon and any advice would be appreciated.