Thank you for answering the original question without the judgement hat on. Much appreciated.

So would I have done the same. But the debt collector was not making new tenants life difficult. First enquiry, and my contact details given away. In theory, is this a breach of the GDPR rules? I'm curious Debts been settled as soon as the fst debt collector contacted me

I owed some council tax after I moved out of a property. Debt collector went round and the new tenant gave them my phone number. (I had contacted the new tenant to collect some post) Is this a GDPR breach? And if so, is there anything I can formally do it about ?

Turns out that the court had not scanned in one of her I&E sheets..hence the discrepancy. They've cancelled the TO hearing and asked her to await a new date

Landlord is adamant that I have to pay rent on the property although it isn't occupied by anyone. I have not paid rent because I cannot afford it. He has now found a tenant who has allegedly moved in today. He is now demanding the outstanding rent for August and the letting fee (£780+VAT) for fiding the new tenants. Any legal basis to this? Or is everything dependent on the agreement I have signed? The agreement does not mention anything regarding me footing the bill for lettings agency. The landlord is now inssiting that I pay the overdue rent and only then will he requestr release of the deposit from which he intends to take the lettings fee mentioned above. I have proposed that I can pay the overdue rent over 3 months as instalments since I cannot afford a full payment since Im paying on my present property. He refused this option. Bit stuck for options other than raising a dispute with TDS and see how it plays out. He has also threatened me with something calleed Section 8 notice which he said (in a very rasied voice) would affect my credit rating. Any advice would be greatly appreciated.

What happens at a future hearing?

Should she be paying any attention to the draft court judgement? And can she mention in court that WEIGHTMANS are harassing her with inconsequential documents?

Further correspondence from WEIGHTMANS which (to me) appear to be some sort of underhanded bullying . It has caused my friend a lot of distress because their "draft" seems to imply a foregone conclusion to this matter in their favour. She rang me up saying that her car is going to be collected by Alphera at any time! claimant WS + Time order objection.pdf

Received a letter from WEIGHTMANS LLP asking for some clairifcations regd her monthly expenses, etc. Court date is august 16th. IS it okay to ignore this letter? 2022-08-10 weightmans querying available monthly exp.pdf

Yes dx. You had me confused! Ha Any advice for prepping for this court appearance? I'm planning to attend with her if they will allow; not as a legal rep, but just to give moral support. She is understandably anxious.

This is what she received from the court in response to the time order application. The person in the court told her this over the phone. She has not received any other letters. The doc was redacted: claimant is my friend and defendant is BMW Alphera

Received these in the post. My friend has been asked to appear in court for the matter. What usually happens in these court appointments? Is there anything she needs to be prepared for/with? Any thoughts as to possible outcomes? 2022-07-19 grosvenor passing toBMW legal team..pdf 2022-07-20 notice of hearing 16-08-22.pdf

True. She is worried that if they do take the car, then she may not get it back.

I did, dx. I also read post #12...

From previous posts I gathered that she can't park it anywhere except her driveway which sort of restricts her use of the car. Please correct me if I'm wrong: she can use the car and park it anywhere?

Time order has been with the court for over 10 days now. Was updated by them today that it is with the judge and moved over the listing folders so should hear back soon. Can the car be used at this time?

Date to move in was agreed but not moved in. Will email landlord and request end to tenancy. Just worried that he will take me to court for it. Want to be prepared if that's the likely outcome.

You mean most tenancy agreements don't have a cancellation clause?

Signed up for a rental house recently on a 6 month tenancy agreement. However, I am unable to move because of issues with my current tenancy agreement which prevent me from moving. I want to cancel it but can;t find anything on the tenancy agreement regarding cancellation. Please advise.

Defaulted on shell energy for an amount of £157 Aqua not defaulted yet only missed payments

I have recently tried to obtain credit, and was turned down. Checked credit score with MSE Credit Club and Credit Karma: all three are, naturally, showing different scores. None are very impressive. MSE Credit club showed me the EXPERIAN report which has omitted my last address. Does this omission affect my score? I was on a low income until Aug 2020 when I started a new job which (I believe) puts me in the above average salary group. However, I cannot get credit even for a KLARNA account! I have no CCJs, no bankruptcies but I have an AQUA credit card, on which I owe £2,556.00 (have owed for almost a year now; I do not use the card anymore). This is the only outstanding account. CREDIT KARMA and MSE CREDIT CLUB (EXPERIAN) show no defaults against my name, but the failed payments to AQUA do show up. If I pay off the total amount owed to AQUA, will this raise my credit profile? If so, how long would it take before my score improves? Or will it suffice if I start making monthly payments towards clearing the debt? Please can someone advise how I can improve my credit profile, because I have no clue where to start. EDIT: I cannot log into CLEARSCORE because I have forgotten my password, and they aren't sending me a reset email despite having tried a few times.

I've read through the content in the TIME ORDER link. We now have the following prepared to submit in person at the drop-box in Lincoln County Court: 1. N440 Completed and signed 2. Cover letter explaining reasons for inability to pay resulting in outstanding arrears 3. Financial statement (showing monthly income and expenses) Does she need to include a "statement of truth" for the financial statement? Spoke with the county court to figure out the fees for this procedure and was told that she has to drop off the form and related docs into the "drop box" at the court and await a phone call (in 1-2 days) when they will take the payment over the telephone. Lady on the phone thinks (but nor sure) it may be £275. Can anyone confirm ?

Thank you, dx

Form n1 or form n440?

Where shoudl she send the time order? Is it LINCOLN COUNTY COURT? (She lives in lincoln)