ruth101
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Arrow claimform - Virgin Credit Card 'debt'
ruth101 replied to ruth101's topic in Financial Legal Issues
My defence IS weak and I won't waste your time with it, but that was not my reason for the clarity. I was only trying to point out if you are correct, and with your knowledge against mine, I'm sure you are, it is very misleading of the courts to say 5 days after. Many thanks for the help. -
Arrow claimform - Virgin Credit Card 'debt'
ruth101 replied to ruth101's topic in Financial Legal Issues
I'm not faffin about, I trying to clarify something something that may be very important to somebody in future. The oldrouge pointed me to: Date of issue XX + 19 days ( 5 day for service + 14 days to acknowledge) = XX + 14 days to submit defence = XX (33 days in total) - ^^^^^ NOTE : WHEN CALCULATING THE TIMELINE - PLEASE REMEMBER THAT THE DATE OF THE CLAIM IS DAY 1 [example: Issue date 01.03.2014 + 19 days (5 days for service + 14 days to acknowledge) = 19.03.2014 + 14 days to submit defence = 02.04.2014] = 33 days in total Is this mentioned somewhere from the court service or is this CAG wording? but the court says 33 days after, how do you make sense of that? -
Arrow claimform - Virgin Credit Card 'debt'
ruth101 replied to ruth101's topic in Financial Legal Issues
It will be the first time I have been to Court and I was not aware of what I had to do, although I should have been. Of course, I will treat tomorrow as the deadline, but it may to valuable for CAG members to clarify the due dates. If 1 day after today is tomorrow, 33 days after 30 July is Monday 1 September. Do you agree, if not please can you explain? As this is very misleading on behalf of the courts. -
Arrow claimform - Virgin Credit Card 'debt'
ruth101 replied to ruth101's topic in Financial Legal Issues
Thanks Sham will steal a bit of yours. dx, I have been working until the early hours for the last two months 7 days a week and simply did not know that I had tp send the CCA and CPR letters until earlier this week. My only excuse is ignorance. I did NOT "ack the claim" as you say, I acknowledged service. -
Arrow claimform - Virgin Credit Card 'debt'
ruth101 replied to ruth101's topic in Financial Legal Issues
The issue date is taken as 5 days after the issue date shown? Am I missing something - 1 day after today is not today!! -
Arrow claimform - Virgin Credit Card 'debt'
ruth101 replied to ruth101's topic in Financial Legal Issues
Sorry dx isn't the defence due date on Monday 1 September? Issue date: 30/7/14 Date of service: (+ 5 days) 4/8/14 Acknowledge: (+14 days) 18/8/15 Defence: (+14 days) 1/9/15 -
Arrow claimform - Virgin Credit Card 'debt'
ruth101 replied to ruth101's topic in Financial Legal Issues
Thanks dx, I found the issue date was 30 July not 29, so have until tomorrow. The emails I have is mcol@hmcts.gsi.gov.uk and enquiries@northampton.countycourt.gsi.gov.uk. Do you have a better one? I will continue to try tomorrow, but if I cannot get in, should I send a covering email saying I was unable to log in and attach a Defence and Counterclaim(specified amount) which I can download? and as you suggest post it on the forum before sending. -
Arrow claimform - Virgin Credit Card 'debt'
ruth101 replied to ruth101's topic in Financial Legal Issues
I have been trying to file the defence since Friday evening and it won't allow me to login saying: Your details could not be confirmed, please contact the helpdesk or try again later. It will accept the details to issue a new password, but not login. Helpdesk support is normal office hours. Tried Windows 8, 7 and XP and IE (2 versions and Fierfox). What can I do if they are having server problems? An -
Arrow claimform - Virgin Credit Card 'debt'
ruth101 replied to ruth101's topic in Financial Legal Issues
Many thanks for your advice, I should have dealt with it weeks ago. -
Arrow claimform - Virgin Credit Card 'debt'
ruth101 replied to ruth101's topic in Financial Legal Issues
They will receive the requests tomorrow, not sure what you mean. -
Arrow claimform - Virgin Credit Card 'debt'
ruth101 replied to ruth101's topic in Financial Legal Issues
Thanks dx100 all posted now. What is the best way to word the defence. Can you point me to an example please. -
Arrow claimform - Virgin Credit Card 'debt'
ruth101 replied to ruth101's topic in Financial Legal Issues
Thanks, wouldn't it be better to send both forms to both solicitor and claimant? -
Arrow claimform - Virgin Credit Card 'debt'
ruth101 replied to ruth101's topic in Financial Legal Issues
Couldn't get to the post office today, but don't want to mess up on a technicality. The claimant is Arrow but payments should be sent to their solicitors, Wilkins Chapman. Who should the requests be sent be sent to?