Not asking for everyone to see my debt price but a resonable profit not what amounts to making a killing at my and others missery is that too much to ask. Anyway . What do I do next?

Nolands got back to me submitting no proof just telling me that the last payment on account was the 14th of January 2010 and accordingly this debt has not prescribed. (This debt was a overdraft linked to my bank account. ) We will be continuing with court action and I may wish to seek legal advice. Do I ask for proof now? Do I have the right to request how much my debt was purchased for? If not can I ask the court to request this and push for this company to only make what is deemed to be a resonable profit from my missery? Still think no company should be allowed to sell debt on and if they can the amount that it is sold for should be declaired for all to see. Surely under the data protection act I have a right to know what they hold on me and therefore howmuch the purchased this debt for. The law is an ass I think and these companys are leaches to put it politly.

Crocdoc thanks for you help. I have sent that off today. Should I send the Bank any more information to aid their search or should I write back and ask how it is possible for them to not be able to find the infomation on me or just leave it and get my £10 back ? tactical

Should I send them the recent reply from back requesting more info as they cant find my account info? Is this normal for Banks?

Thanks Crocdoc I will do that today. Should I sign it or not sign it? tactical

I meant to say that when Clysdale Bank sold debt on I received a letter to this current address from them to inform me of this . So very strange .

Morning all. A quick update. Sent of to Clysdale Bank the original Debt holder before they sold it on and got a letter requesting my signature and date of birth to prove who I was. This I replyed with and today they sent me another letter telling me they cannot find any accounts from the information that I provided. They are now requesting old addresses and any changed names. I have been in my current house for over five years and are wondering if they have lost my information. What next? Do I give them more? tactical

So in Scotland is it last contact or last payment ? Going to send of the SAR today to Clysdale. Its good to have so many great people on here. Makes you feel you are not alone. Thanks all

Thank you very much CitizenB . I thought that these companys would never go after me after reading my credit file. I just struggle on hoping to survive it all. Young family so real concentrated on the mortgage and other bills that affect their lifes . thanks again . We will try send the document to you. thanks again

it is a small claims summons i have resevied with a return date of 8/8/14 and a hearing date of 22/8/14. i took out the overdraft on the 13/11/96 and the claim is for 2810.23 with interest of 8% annually from the date of service together with expenses.

Would it be easyer for me to scan the info they sent me to you?

yes Scotland . Clysdale was the first bank to call my overdraft in all thoughs years ago. Just like that. I waspaying the interest and managing to keep it below the £3000 but they didnt care. No customer suport. Nasty bank .

Thank you I will go and read it and post info. Really worried as I have £9000 on my mortgage arrears another long story which my solicitor tells me I can fight for the fees back only once I pay it off. How unfair I have been paying them on an agreement and are holding on. This could so easly Knock us down again. There demanding 8% interests and costs . which planet are these nasty prople on. Will get back to you both with info you asked for . thank you for your quick reply .

Good day I am hoping you can Help me. I had an overdraft with the Clysdale Bank for £3000 many years back and suddenly they took it off of me demanding I repay it at £200 a month then decided to go £100. Neither I could afford and I had no choice but ignor it . They sold it on and on and on and at one stage I got offered a 50% discount. If only I had the money. Its now owned by ME III Limited Marline House. I think it may be over six years old now and I have never paid a penny to wards it. I do remember we did ask the Clysdale Bank through a debt advisor to give us time to sort all my debts but they just were one of the worceand as I remember refused. I need some help and wondered how I find out if it is a Bared Debt. I have read stuff on here but all beyond me. No one wants to be in debt and I think most off us if we could would have sorted ourselfs. Please advice needed.

totally agree, i called saturday and got answer machine. When i called monday to make a payment while we were doing it she changed the subject and went on a about modifications to mortage and the arrears. I asked her if she was offering me a modification and she said no she needed my uptodate finances and i had to make 6 full payments first. I said when i go flexy at the end of feb it will translate to what i have been paying for the last 6 month . no reply to that. They make to much on arrears admin charfes to help me.all you can do is hold on. I just found out future did not do my calling up papers before bringing court action so it broke law. Anyone know if i can fight for solicitor fees with this info at hand. Tactical