cheers for the help guys all my forms are now filled out and folded ready for sending. just need to find out how to pay the fee. should i just send them and wait to be charged?

hi i have just filled out these 2 forms too because i messed up my PoC now i know i have to pay £35 for the amendment but how do i pay it? send a cheque with the forms? if so who is it made payable too?

ok i guess im sounding a tad thick now but i have no idea what im supposed to put on the N244 form i got as far as name?? what is this form for exactly? also how am i supposed to pay this extra £35? there is no mention of it on the form??

just edited the post

oh assss well i dont know when my account was opened for a start guess i have to phone and ask then. no wonder people dont bother with this its not really as easy as i first thought?? i thought the particulars of claim was a breif outline and they sent forms to fill out in detail. do you mean i need to fill out 3 seperate n1 forms?

i think i have messed up my claim now ahhhh. when i done my moneyclaim online form i put in the particulars of claim box a breif description but it came out wrong and looks like i dont know what im doing. this is actual quote The Claimant had a bank account with the Defendant. The Defendant deducted from the account various amounts of money in penalty charges. The Claimant contends that these charges were legally unenforceable and the Claimant is demanding the repayment of money. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from {date when the money became owed to you} to {the date you are issuing the claim} of £ {put the amount} and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of {enter the daily rate of interest}. as you can see there are bracketed bits i didnt see and fill in also is this enought information for the particulars of claim? if i have messed it up how can i now sort it out as i cant afford to just chuck £120 down the drain???? help me please.

ok will do but as of yet i have had no contact with the banks solicitors but i guess i will do now.

ok moneyclaim is done now ill just have to wait for the paperwork i guess when i submitted tha amount claimed i put the total including the 8% APR is this correct? i did put in the description that i am claiming interest

ok i know its been ages but i am now in a possition where i can afford to take court action. do i need to send a new letter to my bank to give them 1 more chance or just file the action? its been a month or so now

do i have to make my claim as soon as the 14 days is up? it was up on thursday but i simply cant afford £120 to pay for court so looks like ill have to wait till i got the money. will this affect my claim or is it ok to just wait. my car is dead too so need to get that sorted which leaves no cash. it seems the banks are just eating my cash and it pees me off.

you can claim 8% interest per year from date of charge to date of claim.the spreadsheet works it out for you.

ok i have a quick question i was just filling in moneyclaim i will be claiming interest on top of 8% but have not sent a scedule including it to natwest i have only sent 1 without interest, is it still ok to tag it on or will i have to tell them my intentions first?

ok latest update is ive sent LBA and got a reply saying sorry there is nothing constructive i can do from mr higley its been 14 days since then so now i guess i should just start action. there doesnt seem to be too much hassle from my bank like they just dont care really is this normal? hope ive done it all right.

did you get payed by natwest?

thanks. letter is printed and ready to be sent. did everyone else send recorded every time or is normal post ok?

Latest news is I sent off my pelimeary letter and quickly recieved a letter from mr higley saying go away basicly so i guess its letter before action now then. wish me luck my friends.

I finaly received all of my statements the second lot also came in the A4 brown envolope which was all torn the total charges im going to claim back is £1015 from my bank account plus i am still getting charged now so each 1 up untill settlement will be tagged on.

thanks for that number. i phoned today and spoke to a girl called jessica who was also very helpful and apoligetic.

anyone???

got some of my statements today in the tatty A4 brown envolope few repeats in there and its only 2000-2002 for some reason ill get on the blower to them on monday.(anyone know who to phone???) in that lot i got £273 so far but that was when my cash flow was pretty good. 1 month i got a returned d/d £30 and a £25 card misuse. also had a couple of times when they refunded charges i remember it was coz a charge put me over my overdraugt so the refunded.

letter arrived on the 11/07 i got the signature to proove it.

just to add i found the lending department of natwest very rude and it was them that made me send the letter. i phoned the other day because i had been charged and that charge took me back over my overdraft so im gonna get charged again. i asked the lady if she could cancel it and she said i suggest you put some money in before tommorow then you wont get charged. i said cant you just take it off and she said it was a PENALTY same as parking on double yellows. that made me mad so i printed my letter and here we are.

yes i sent the letter from the library.so no its not statements im asking for.

hi im new. just sent off my letter requesting statements for last 6 years on current account and credit card by recorded delivery. went through what statements i do have and i got up to £600 here i recon it will be in exess of £1k!!! wish me luck. I also have letters ready for 2 more credit cards a store card and black horse finance. 1 at a time because of costs.