bentleygt20
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Lowell Portfolio/3/O2 - Who to SAR?
bentleygt20 replied to bentleygt20's topic in Telecoms - mobile or fixed
So what's the play on this then? I genuinely don't think I owe Three so what's the best way of me proving or disproving this? Surely if I SAR Three they'll have to turn up some form of signed agreement? -
Lowell Portfolio/3/O2 - Who to SAR?
bentleygt20 replied to bentleygt20's topic in Telecoms - mobile or fixed
Er, really confused now. Just had a look at the SAR form for Three and just seen this in it "We can’t supply you with a signed copy of your contract." Surely that's the whole point of the exercise? http://www.three.co.uk/inforequest -
Lowell Portfolio/3/O2 - Who to SAR?
bentleygt20 replied to bentleygt20's topic in Telecoms - mobile or fixed
They're fairly old, one was started in 2008; defaulted 2010. The other, started 2009; defaulted 2010. -
Lowell Portfolio/3/O2 - Who to SAR?
bentleygt20 replied to bentleygt20's topic in Telecoms - mobile or fixed
They always show up as "Unrecorded Enquiry", I know it doesn't really affect anything but it does get annoying. Come to think of it, how can they keep checking my credit file when they've got a different name? Considering they can't find me, if I SAR with my current address, is there any chance of this being passed back to Lowell? -
Lowell Portfolio/3/O2 - Who to SAR?
bentleygt20 replied to bentleygt20's topic in Telecoms - mobile or fixed
Also, just to add on. One of the debts has my name mispelled slightly, so what's my stance on this? Surely if I SAR, it'll only return information for the actual spelling of my name and not for the mispelled one? Or can they still associate the two names regardless? -
The wonderful Lowell are chasing me for two debts, one from O2 and the other from Three - even better, they search my credit file every month without fail. Who do I need to SAR to get some info; the original companies or Lowell?
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Thanks, I'll give it a go. Knowing Lowell, I doubt they'll accept this is the case.
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I'm not too sure. As I'm not on the electoral roll anywhere and I don't have anything financial linked to my current address I guess they'd have trouble finding me anyway. I only spotted it because it flagged up on Experian report but it does show the address I've never lived at.
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I haven't checked my credit file in a while but decided to check it recently. I have a default showing from Lowell that defaulted in 2010. According to my credit file, the original amount was for £40 but then defaulted to just over £300. I've spoken to Lowell briefly and they say its in relation to a contract I supposedly took out from Three. The name and date of birth is right but the address is one I've never lived at and I've definitely never had a contract with Three. I guess my question is, how can I challenge this and get it removed as they don't seem to want to budge on the matter.
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Not sure if anyone can help, I have a default listed on my credit file from O2 for £545. Wrote to them to ask if they would remove the default if I settled the outstanding amount but was told they wouldn't and this was their final position. Any ideas if I could challenge the default based on the original agreement being issued in my mis-spelt name?
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Firstly, thanks to everyone that gave advice. I sent paperwork off to the county court asking for all the paperwork in regard to the case which I am still waiting for. I applied to have the judgement set aside for the reasons suggested and have received correspondence back from the court saying it has been passed to my loacal court for a hearing. Any advice in regards to the hearing as I have no idea what to do?
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Thanks, I'm about to write to the court to request everything they submitted with the claim. Just to clarify which way would it be best to put forward a defence for the set-aside?
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Hi Debs, I sent them a letter saying that I have no knowledge of this debt; I sent the letter recorded delivery and they sent the letter back that I posted above. They claim they only keep invoices for two years so would have had used one in court, not sure if the court would disclose this to me. I phoned the court about the case number and they said Hillarys will probably give more information about the case and that if I requested information from the court I would have to pay and would have to request it directly from them.
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Apparently, she knows nothing about it. I agree that no agreement was in place however Hillarys seem to think the cheque consitutes one. Please see the link for correspondence (copy and paste as I can't post links) i1099.photobucket.com/albums/g393/bentleygt20/scan0001.jpg
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I'm not particulaly bothered just aslong as my name is removed. Having said that, Hillarys are still insistant to pursue me with this.
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