I stopped my direct debit contribution to a UK charity because my bank charged me £35 failed direct debit charge, meanwhile my monthly support to the charity was £5, and I had only £3.48 in my account. But that was then, no bank will ever do that to me again as I am now in full control. I use a text messaging reminder service from (Edit) directdebitalerts.com, I setup all my direct debit and payment dates, and schedule the system to send me SMS and Email reminders 2 days before my direct debit due dates, it never fails, and that helps me to make sure there is enough money in my account even if it means borrowing from someone. The service cost me only £15 per year, and it works every

The banks are too hard on people. When they make high risk investments and profit they get huge bonuses, and when their gambles fail they device ways to squeeze the public. I stopped my direct debit contribution to a UK charity because my bank charged me £35 failed direct debit charge. I know they don't care what the transaction is all about but what sense does it make that I was trying to do good with £5 monthly donation, and end up being charged £35 because I only have £3.48 in my account. But that was then, no bank will ever do that to me again as I am now in full control. I use a text messaging reminder service from (directdebitalerts.com) , I setup all my direct debit and payment dates, and schedule the system to send me SMS and Email reminders 2 days before my direct debit due dates, it never fails, and that helps me to make sure there is enough money in my account even if it means borrowing from someone. The service cost me only £15 per year, and it works every time