thx for reply, i understand that i might be paying admin fees for cancellation etc, but can the dealer say that the HP is already started because they got the car ready and the log book is now with my name even though i've not collected the vehicle??

Help needed please! Situation goes like this. I've decided to buy a used car and signed a HP on 27th July at the dealers and was looking to pick it up on 3rd August (£200 deposit paid) (they said they'd ring me to arrange time etc but they didn't, only was told the car is ready when i rang to try to cancel it), however due to personal circumstances i will have to cancel the HP and not to take the car. Rang the dealer they say i cant do it as even they registered me on the car log book, but on my agreement it doesn't state anything like i have signed on premise but with a section "Your right to cancel" saying "once you have signed, you will have for a short time a right to cancel this agreement.. blah" what is more interesting is that on my copy i cant find any date. and that it has not got my signature on but only their's. any advice please? P.S. I'm with Peugeot Financial Services