matthewfernandes01
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HSBC _ Metropolitan collection services
matthewfernandes01 replied to blackmanfamily's topic in HSBC Bank
a situation whereby the Metropolitan Debt Collection Agency has taken £5400 straight out of my account from funds that were intended for a urgent purpose. My wife and I were involved in a car accident whereby another car came crashing into the side of our vehicle. The insurance company of the 3rd party sent us a cheque in the sum of £7738.55 by way of a without prejudice interim payment intended for the purpose to fix our vehicle. However the solicitors have pointed out that this payment can be recovered should their investigation prove that the accident was not genuine. My solicitor has informed me that they are investigating the 3rd party regarding this matter. This money was intended to fix our family car which we depend on. We have had 2 sets of twins in the last 19 months and have really been struggling finically. If we are unable to get this money back from HSBC who we have been banking with for such a long time will not be able to find money from anywhere else to mend the vehicle and we will not be able to get around. I am sure you can imagine what it’s like with 4 children under the age of 2 years and an older boy of 6. My situation is that I have been unemployed for the last 2 years and I have only recently started working again since June this year. I am more than happy to get a strict payment plan put into place to get this credit card debt down to zero. I would be able to offer you a 1000 pounds from the cheque as my mum has said she will lend me this money but that is all the money I can raise. I have been unable to sleep all last night and I don’t think I will be able to do so in the future until this is resolved. Please find it in your heart to help my family and me through this awful time. I have had money paid into my account continuously in the last 2 years and I have not heard anything from anyone regarding this debt. I totally over looked this debt due to all what has gone on in the last 19 months. I paid that cheque in to my account in good faith completely unaware of this debt. I have not received any letters during this long period; we feel that this is immorally wrong to take this money which is clearly going to put us in a position impossible to recover from. I ask for your help to resolve this matter. Regards -
a situation whereby the Metropolitan Debt Collection Agency has taken £5400 straight out of my account from funds that were intended for a urgent purpose. My wife and I were involved in a car accident whereby another car came crashing into the side of our vehicle. The insurance company of the 3rd party sent us a cheque in the sum of £7738.55 by way of a without prejudice interim payment intended for the purpose to fix our vehicle. However the solicitors have pointed out that this payment can be recovered should their investigation prove that the accident was not genuine. My solicitor has informed me that they are investigating the 3rd party regarding this matter. This money was intended to fix our family car which we depend on. We have had 2 sets of twins in the last 19 months and have really been struggling finically. If we are unable to get this money back from HSBC who we have been banking with for such a long time will not be able to find money from anywhere else to mend the vehicle and we will not be able to get around. I am sure you can imagine what it’s like with 4 children under the age of 2 years and an older boy of 6. My situation is that I have been unemployed for the last 2 years and I have only recently started working again since June this year. I am more than happy to get a strict payment plan put into place to get this credit card debt down to zero. I would be able to offer you a 1000 pounds from the cheque as my mum has said she will lend me this money but that is all the money I can raise. I have been unable to sleep all last night and I don’t think I will be able to do so in the future until this is resolved. Please find it in your heart to help my family and me through this awful time. I have had money paid into my account continuously in the last 2 years and I have not heard anything from anyone regarding this debt. I totally over looked this debt due to all what has gone on in the last 19 months. I paid that cheque in to my account in good faith completely unaware of this debt. I have not received any letters during this long period; we feel that this is immorally wrong to take this money which is clearly going to put us in a position impossible to recover from. I ask for your help to resolve this matter. Regards
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