Thanks for the quick replies - does this mean you recommend I go around looking at warranties after purchasing the car? My worry is part failure which I suppose is expected from a used car, however as it has a mileage of roughly 33000, and is a 05 reg, is it not worth considering getting some form of breakdown warranty cover?

Hi all, Been reading the above with interest as I'm a first-time car buyer new to all the lingo. Am currently considering a Suzuki Swift from a used car dealership who are offering a choice between GBP 100 off or a 6 month Gold RAC warranty which covers claims up to GBP 1000 and covers all electrical and mechanical components, excluding the below: 'cracked cylinder heads and/or failure to valves as a result of carbon buildup, body paint, glass, interior/exterior trim, in car entertainment, communication system, catalytic converters, wheels, airbags and system, electrical wiring, wiring looms and cables.' From what I've read on the forum, RAC cover may not be the best idea? Would appreciate feedback as to whether I should just take the 100 pounds off and go with AA (for example) or is it worth going with RAC? cHeers for helping a newbie out!