Dear Slick132 Many thanks for that link - most helpful - will keep everyone posted soon as I have more news

Yes thank you, would be very interested

Thank you for your response, ok, we wrote initially to the bank manager who had dealt with initial loan in 2006, at that time we had been told there would be a 12 month interest and payment 'holiday', so 12 months later we started repayments of approx £5,500 a month, and in 2008 we received a letter saying we had been moved to debt recovery dept, so thats when questions started, - we never seemed to get any statements. long story short, barclays said we hadnt made any payments, and we knew we had been - it transpired that we had been paying into our original loan account and they had 'restructured' our borrowing and our sort code and account had changed, but we had not been notified until late 2008 when we were transferred to debt recovery. Barclays eventually wrote and said that we had taken out another loan in march 2008! for £904,000 - ridiculous - we went to solicitors but barclays would not respond, they then claimed they had not received any payments so we told them we were in dispute and would not be paying anymore until (a) they could confirm our payments to date and (2) supply the new loan document. (initially) and then 3 of our properties were sold without our knowledge or consent (grossly undersold). We have recently instructed solicitors in to help unravel it all,

Hi we had to take out a loan in 2006 to cover death duties, loan was £824,000, then in 2008 barclays claimed we took out another loan, a restructuring loan for £904,000 (we knew nothing about it till much later) they put us straight into debt recovery because of account change, when we said we didnt take out new loan they would not mediate and have now sold property of ours that they valued at £1.6 for £260,000 totally undervalue and now they are coming for rest - any advice We have sent numerous requests for clarification and kept up our payments but under protest and duress for a while, then barclays wrote ad said they hadnt received any payments since 2008!! we have all receipts - so we said we would not pay until they confirmed they were receiving them money and they answered our concerns. They didnt!! please google- Guy Taylor insight- and this will explain full situation. thank you