This letter is regarding my partner:
Origional Creditor: Lowell Portfolio I Ltd
We have been instructed by our client Lowell Portfolio I Ltd to write to you in connection with your outstanding balance as described above. Our objective is to help both you and our client find a solution to this problem. We urgently request that you contact us today before our client instructs us to take further action to recover the balance.
By sending us payment in full
By contacting us to agree a method of payment over an agreed term.
Surely Lowell Portfolio I and Lowell Financial are one and the same????
We have not called these guys or even acknowledged the debt and now we have recieved another letter:
In previous letters sent to you it was made clear that unless offer of repayment was made, we woule take appropriate steps to recover the amount owing. As you have failed to enter into a repayment plan we may instruct an agent to visit your home to discuss repayment of your account. Unless you make contact with us within the next five days our agent will contact you with a view to arrange a visit.
Will they send someone to our door and what do we do if this happens
He hasnt signed any credit agreement with Lowells in any shape or form..
I am stumped what steps to take now and am expecting our first child in just over a week so as you can imaine am finding this quite stressful!
Any advice you can offer would be greatly appreciated x
