I'm in a mess and really can't see my way out. I stupidly took out a £500 loan with Quick Quid, I had to pay for a car repair and also with Christmas coming up took some extra out to cover those costs, back in November and have just been rolling over the account since then as I have not been able to pay off the capital. I have tried arranging payment plans with them to pay £60 a month but they are refusing to budge and want any payment plan to be within three months and with me paying off £240 of it this month which I just can't stretch to. Has anyone been able to get legalised sharks to agree to a longer term payment plan? I'm at my wits end, I have a 15month old child to take care of and its hard work with this looming over my head.