Hi I applied for a loan from a loan company and they told me that I had qualified for the loan. so I hand to send them a brokers fee of £69 which I sent via my debit card a week later I phoned them to see what was happening they told me they could no longer do the loan and I to send them a letter stating that I wanted to cancel the loan aplication so they could send me my money back 30 days after they receive the letter I ask why they could not debit my card back the money they reply they will send me a check 30days after they receive my letter. In response to this I asked if they would be sending me the interest this money would have earned during this time, to which they replied no. is this leagal?

i have asked the nation wide to refund my charges thay told me thay are aware of the law concerning this and it dose no apply to building societys is this the case? many thanks david