I thought about that but was concerned that the letter had been opened
but we were are not the person it was addressed to !
A while ago, I was the victim of another debt collection agency trying to
get me for a barclaycard that I never had. Apparenty a summonds was
issued by northampton bulk centre without my knowledge. Even though the DCA could not provide any evidence, original CCA etc, I still had to go to court.
The DCA did not attend and the case was dismissed (i still had to pay
£75.00 to get a default notice removed which to this day has not been
and no one will help me with this).
The Judge said that changes were coming in and DCA's and alike have to
prove that notices have been received. If this is the case, how can
lowells take someone to court without proof that papers have been received when we know that, apart from a letter we returned ages ago,
nothing else has been sent or hand delivered ?