here is the default notice! welcome 1.doc welcome 2.doc

No! haven't paid a third. And there are 2 bits with two different dates.will post them in a bit. Does the fact that it is not on my credit report at all mean anything?

Hi. I am looking for some advice regards to my car being repossessed today. It goes back to the 23/02/2010 they sent me a default notice and I tried to contact my local branch to sort something out, but the phone was ringing and ringing with no answer. It was past the 14 days when i finally got through. I spoke to someone, who agreed with my repayment plan, but said that he had to get the manager to accept and he would phone me back the next day. Anyway they never phoned me back and i tried to call them again, with nobody answering again, i went onto the website and got another number, which I tried to phone all weekend and never got to speak to anyone. i returned home today from work, to find the car had been taken. They smashed the window, and ripped the inside apart in places, and took it, with NO Pre possession order. Is this legit? I then checked my credit file and there is no credit agreement with welcome, which isn't settled, let alone a default. Does anyone know where i stand with all of this?