unluckyone
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Hi all, newbie. I have read quite a bit on this site, but can't seem to find my answer. I have a couple of CCJ's on my credit file, one is in relation to a car from FCE. The other is from a Solicitor, who basically stitched me up after an acrimonious separation. I'd paid him lots already, but refused the last payment because he lost my case. What I would like to know is whether I can get these judgements set aside for any reason? I ask because I am embarking on a career that requires my credit file to be cleaned up. I also have several defaults on my file... 1 overdraft of £600 ish with Lloyds TSB from 1997, (account opened), that I am disputing because I am claiming charges and fees from them totalling £2000. 2 Welcome finance for £2900 from 2007, but they've added another £300 in charges since then. On this account, they have my middle initial wrong on the Credit file??? Is there anything in this?? 3 Mobile phone for £120, this is since 2007, but haven't heard anything... They still have obliterated my file though. 4 Link Financial for a car, this has been in default since autumn 2004....I guess I just wait for that one to drop off the radar. But my new job starts before then, so could have difficulty explaining that one to my new employer.... My questions are simply; can I do anything about the CCJ's?? secondly, I take it that I should CCA all the people on my credit file and then take it from there depending on the response. I'd like to know if I can CCA the people that have already obtained a CCJ, or do I go down the SAR route with these guys?? (I have done a bit of research as you can see)... I thank you all for reading, and for the replies
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