Hi Everyone I Need some advice as to the complexities of claiming personal injury compensation against a ground works contractor. They have admitted liability but the legal firm we contacted, wanted such high fees, it was uneconomical for them to represent me. I am in contact with the loss adjuster and see no reason why we cant negotiate a settlement but I am nervous that they will try to exploit my lack of legal know how. Am i being naive in expecting to be able to settle without legal representation? Thanks in anticipation. Pete (Edit: I should add that I am not an employee of said firm, but driving past a building site when a gust of wind blew the perimeter fence into my vehicle)

Some movement today. I received some claim forms from Thompson. Original letter was 8th Nov 12, so only 9 weeks for a reply. Looks like the flight companies are accepting their liability.

Has there been any successful claim in the U.K. yet? The compensation is PER PERSON. Good luck

Ohh Apologies. I just read through both your posts in greater detail. I understand the 6yrs from when you could have reasonably discovered your right to claim. Thanks guys. I could try to get the booking refs but the airline will have the details of who travelled on that flight so they should not quibble, although Im sure they will.

:-)Cityboy. Thanks mate. I found the flight number in two minutes. if you are right that the time frame for a claim is 6 years max, then I am unlucky that I did not realise this sooner. I will be interested to see why MSE said 2005.

Just got off the phone with the customer relations at Thomas cook, and they said that none of their companies will pay compensation for delayed flights because the E.U. ruling is not yet U.K. law

Hi, We flew in August 2006 which was just over 6 years ago, however according to Martins Lewis at, http://www.moneysavingexpert.com/news/travel/2012/10/flight-delay-compensation-floodgates-open Compo can be claimed if: The flight departed on 17 February 2005 or later..I have spent all morning trying to find a record of the flight number on that day. To no avail

Great news and should open up the floodgates to claims against the airlines. I see that there are Compo claim companies sprouting up already. I am looking to pursue a claim from 2006 where 11 of us were delayed by 6 hours on a flight from Manchester to Palma, however, I have no documentation, apart from a bank statement stating when we bought the holiday. I am wondering if the holiday company are obliged to provide us with the flight deatils if we request it. Any ideas anyone?

That is not possible for various reasons. I am under the impression that the probate document is a public record, like births and deaths. I have the application form here, there is no mention of privacy law. There is a check box for if you are the executor or not, so as far as I know they will release the probate document to non-executors.

Yes, I do. It was not written witha solicitor because her time at the end was so short so I need to find if there was a letter of probate granted, or a letter of administration,which is what happens in the event of no will (or legally unacceptable will)

Thanks for your comments Mike. I will need to further investigate.

So Mike you are saying that he is not entitled to I.S. Even though he cant access his money for 10 years. Is this your opinion or do you know for sure? The reason I ask is that I am getting conflicting advice. Cheers.

The money is in an instant access account Mike so yes, and yes his mum claims child tax credits.

Hi Mike I understand what you are saying but it is not savings, it is an inheritance, held until he becomes 18. I spoke with the Solicitor earlier and she said that I need to locate the probate document to prove that this was the purpose behind the inheritance. Easier said than done but I believe that the probate office will search for it for £6. Thats it so far. :-0 Pete

Thanks BankFodder The money is in a young savers account at LLoyds. I will enquire with the solicitor about the procedure in setting up some kind of legal framework around the money. Regards Pete

Hi Folks, My son (8) received an inheritance from his Auntie a few years ago. The will stated that the money was to be kept for him until he turned 18 but It seems as though his money will be treated as mine when claiming income support and housing benefit. The figure is 15k. It was not put into a trust. Do I need to put it into one in order to disassociate it from my families income? I am determined that my sisters wishes be fulfilled but I cannot afford to be penalised for it. Regards to all Pete

Thanks Guys I was thinking of pursuing this further but it seems like its a fair deal. Regards Pete

Quick question. My dishwasher packed up after 11 months and could not be repaired. We were offered a refund but the model was discontinued and the only one they had was 45 quid more. As a gesture of goodwill, they offered to split the difference in cost but I still had to pay £22.50 due to the goods originally sold to me being faulty. Is this right? Pete

Hi there. I wonder if anyone could advise me on a problem I have with My sisters PPI payments. She took out PPI on her mortgage but the morgage was settled by a life insurance policy three years ago after she was diagnosed with cancer. The problem is that the PPI company have continued to take payments from her account. We are now looking to reclaim the past three years payments. How do we stand on this. Surely once the loan is repayed, the PPI payments should cease? Regards Pete

Many thanks to all those who offered advice on this thread. http://www.consumeractiongroup.co.uk/forum/bailiffs-sheriff-officers/249092-newlyn-baiiffs-no-notification.html#post2794213 Newlyns have agreed to drop their trumped up charges and I will only pay £24.50 initial visit. Great result. Thanks again. Pete

I just finished speaking to a reporter from BBC News who contacted me through this forum for assistance in preparing a report on the use of Bailiffs by Local Authorities for the collection of Council Tax. Maybe meet next week to speak about my experiences. I will keep the thread updated. Regards Pete

Im Just writing the reply. I will ask once more for the charges to be waived but still unsure about the point of law regarding the Van-Levy issue. I have requested the Bailiffs details and have informed them of our "vunerable " position. thanks for the info. I want to make payments direct to District Council but do not trust Newlyn not to act outside of their authority. I am in receipt of C.T now. The arrears stemmed from when we were surviving on reduced income through illnes. The car was registered disabled but no longer due to D.L.A award being lowered. What a great help this forum is. I am very grateful for the support. Pete

The date that the account was passed over was 19th Jan 10 the original liability order was 19th Nov 09 for £173. Here is an excerpt from the response to my objections "I have investigated the file in great depth and I can confirm that there have been three visits made to the address supplied by our client for which Mrs Mc***** has been charged accordingly. From viewing our Bailiff reports which have been verified and authenticated, I can confirm that all visits have taken place during daylight hours. Where no response has been gained a letter has been left at the property in a sealed envelope advising the named debtor to call our offices immediately. I have no reason to believe that the visits have not taken place as stated howeverif you can supply any substantial evidence that will support your claims that the visits have not taken place then I shall of course investigate the matter further" The point is NOT that the Bailiffs have called. I am not questioning that. It is that they did NOT leave a letter in a sealed envelope. They are placing the burden of proof upon me. Their actions amount to faud under section 3 of the Fraud act 2006 3 Fraud by failing to disclose information A person is in breach of this section if he— (a) dishonestly fails to disclose to another person information which he is under a legal duty to disclose, and (b) intends, by failing to disclose the information— (i) to make a gain for himself or another, or (ii) to cause loss to another or to expose another to a risk of loss. Can anyone put me onto the point of law regarding their needing to levy goods before they can apply a van charge? I like this forum. Thanks for the help. Pete

I was injured at work and started to suffer financial difficulties hence the Council Tax arrears I lost my job in dec so am on benefits now. Car is no longer registered disabled but no levy has been put on anything. Im assuming that that means something has been listed and valued? I have no date for the handing over of the debt but Newlyn has said that they will provide a breakdown of the charges if required. Am I legally entitled to request the names of the bailiffs and their County Court registration details? As far as I know from phone conversations, the charges break down as follows: £24.50, £18 and £100 for the van. The bailiff was not clear about who he was but I can't be sure that he didn't flash some kind of ID at me. I assumed him to be a council official. Thanks for the replies. Pete

I have had problems with Newlyn. If anyone could advise me I would be extremely grateful. We owed £173 council tax which was passed on for collection to Newlyn. I first met the bailiff when he turned up at my house in a van. He said he was here regarding the Council Tax arrears and, not realising he was a bailiff, I let him in (Doh) I verbally agreed a repayment amount only to realise later when I examined the paperwork, that the £173 was now £344. Afetr ringing the bailiff and subsequently, the Council, I managed to find out that the charges were for two earlier visits as well. There was no correspondance posted through the door so I had no inkling that the matter had been passed over to Newlyn untill the guy with the van showed up. I contested the charges on the basis trhat no letter had been put through the door and have just received a reply stating that they have invesigated the matter and are satisfied that the charges are applicable. I explained that I would be happy to pay the initial visit charge but they will not waive the rest. I dont like the idea of having my car clamped by maverick bailiffs. my step son is autistic and my wife suffers from mental health issues and i would be unwilling to risk any kind of upsetting scenes to take place. However, i strongly resent being "rolled over" in this way and if I can forestall any kind of scene, I would be happy to escelate the issue as far as neccessary to see that the rogues learn a lesson. Any advice anyone? Thanks in anticipation Pete