hi all,
I have a ccj with Cabot for over £7000 which I have been paying regularly for atleast the past 10yrs.
i have started receiving letters from them stating:-
"We need your attention - potential legal action",
"your credit file indicates that your situation may have changed",
The ccj relates to a loan from Bank of Scotland,
my situation has not changed,
my only income is carers allowance (all other benefits go direct to disabled wife).
i do have other debts and pay them off at the same rates per month £5 each,
at least one of these debts is held by cabot.
at the bottom of the letter there is a brief explanation of what legal action could mean but that refers to a ccj.
any thoughts on this would be gratefully recieved
sorry if this post is a bit rambling
volac123