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edinburghtoglasgow

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  1. hi first time poster so please be gentle. 2005 went to barclays bank to put cash in was told by clerk she could get me signed up for a barclaycard with a £3000 limit being 20 years old and not understanding what exactly was a crediit card i said yes she filled in form i did not even sign it admittedly within 5 day splashed the cash like it was free money. i reached the 3k limit, i was on income support with mental health problems i have tried to clear it but it just kept increasing i made a payment to barclaycard debt department of £500 in 2007 and in 2008 they tried to take money from my barclays account which was a dwp payment but they only partly refunded it. after reclaiming ppi and fees this has been reduced to about £1200 my questions are 1. the default which was initally barclaycard 2006 has now changed to capquest 2008 can they change the default date from original? 2. when i cca barclaycard to reclaim fees clearly on the form the signature is not mine and employment is army which never never said or would say do i have a case against barclaycard? i know i spent the money and let the clerk fill the form but she assured me she'd get me a credit card and not to worry. please can someone advise me. thanks
  2. hi im new to this forum, i hope someone can help me please i'm looking to reclaim my barclaycard charges shall I include the ppi charges or do I claim these separately? And how much interest do i add to the ppi charges? And lastly my closed Barclaycard account has a balance of £2296 and Barclaycard have registered a default in august 2007, theses charges are worth roughly half of this and I probably can clear the rest is there anyway I can bargain with them to remove the default? thanks
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