To the solicitors or mortgage company ?.

Could anyone tell me when they took out their mortgage with GMAC what the discount period.

They are very unpleasant.

I am certain when I signed up that there was a discounted mortgage interest rate until April 2006 -they say its 2005. I have paperwork going back nearly 20 years but I cant find a copy of my mortgage offer-the solicitors want to charge me £50 to retrieve it -which I think is excessive.

GMAC are absolutely horrible to deal with.I have about £120 in failed mortgage payments to collect from them but I get the feeling it will be hard work.

I have a mortgage with GMAC and I am absolutely certain they have been overcharging me.I am currently having the matter investigated but I have to say they are very unhelpful.