I pay monthly rent. I have a short term tenancy agreement which I signed for 6 months and the landlord does not stay in the apartment.

Dear friends, I have got 2 problems here.... 1) Is there a law which says that landlord should issue a rent receipt ? my new landlord is not issuing me with a rent receipt and the bank account details he provided for amount transfer is in someone else's name. He seems to be an evasive guy trying to protect himself from anyone sueing him. 2) He also did not give me an acknowledgment for the deposit amount which I paid in cash. Although I recorded the conversation in case of any problem in the future. Will the court accept such recording if he denies it ? Thanks

Thank you for the response. That's bad for me as I am unable to get a mortgage with this default on my credit report.

Thank you to those who responded. If it is going to be statute barred this month then why is it showing september 2004 as the default time on my credit report ? I have not made any payments after Feb 2004 and cancelled my direct debit. Do you think it will go off my credit report this month ? or in september 2004 ? If it does not go away from my credit report this month can I do something apart from going to the court to get the default removed ?

Hi, I have found that although my last payment was in february of 2004 but the credit report shows the default since september 2004 ?? I was told earlier that after 6 years of the date of default the default will be removed from my file. How is this default date calculated ?? as i cancelled my direct debit and did not pay anything since Feb 2004 then why does it show september 2004 ?? Can someone please answer ? !!

Many thanks for your response. Can you refer me to some relevant document (statutes or case laws etc) where it says that the default would be removed from my files or credit report ??

Thank you, as suggested i have posted a new thread.. I am just few days short for 6 years to finish since I made the last payment. Please tell me if after 6 years will the default still reflect on my credit report eternally ??

Hi Guys, I am in trouble, recently i was trying to get a mortgage from my LLoyds TSB Bank and they have declined to give it. I had number of credit cards and a loan with lloyds which i sincerely paid off to stay away from debts a year back but now they say they cannot lend me anything. I then tried to check my credit report and in the financial account information found there is an entry by allied international credit saying i defaulted. It gives a default date of 2004 and date last updated of 2010 (what is the updated date about ????). There was an issue I had with a lender company in 2004 which i do not want to discuss here. I have not received any calls or letters from Allied yet. Can someone answer the following please; 1) I believe there is some law which says after certain number of years debt will be automatically erased? 2) How can i persue Allied by legal means to remove my name and foresee closure of the default as settled or removed ? I do not want to pay it ofcourse. Please help.

Hi Guys, I am in trouble, recently i was trying to get a mortgage from my LLoyds TSB Bank and they have declined to give it. I had number of credit cards and a loan with lloyds which i sincerely paid off to stay away from debts a year back but now they say they cannot lend me anything. I then tried to check my credit report and in the financial account information found there is an entry by allied international credit saying i defaulted. It gives a default date of 2004 and date last updated of 2010 (what is the updated date about ????). There was an issue I had with a lender company in 2004 which i do not want to discuss here. I have not received any calls or letters from Allied yet. Can someone answer the following please; 1) I believe there is some law which says after certain number of years debt will be automatically erased? 2) How can i persue Allied by legal means to remove my name and foresee closure of the default as settled or removed ? I do not want to pay it ofcourse. Please help.