I think there is more to this.... Are you able/willing to redact names and details, send me the info and I'll check it for you. Will take me about 20 mins and I'll give you some quick free advice.

Did you sign for the credit hire on the premises belonging to the company or at your house? If it was at your house, would you be able to scan me the agreement forms you have and I can chat to on PM about it.

Mmmmm. There is a lot I can comment on. Are you able to show us the particulars of claim (Restons I am guessing) and your defence so we can have a look.

Hello everyone, What I say, will have no legal implications whatsoever, there will not be a change in the law, and my comments will melt away like a snowman in summertime. It me when I see lenders blatantly abusing Section 78 disclosure requirements. Yet again I've received DIFFERENT supposedly 'TRUE COPIES' of an executed agreement where the interest rates/APR's do not match up. For those in the legal profession............. I've even received TTC on an assumed £1500 credit limit for agreements PRE 1999!!!! I'll let you decide if that's correct. These problems tend to come to light once proceedings have been issued for different reasons. Just waiting to see how our applications to amend POC's will go especially when the solicitors acting on behalf of the lenders see absolutely nothing wrong in providing these different documents. In principle, Carey was correct, but it has unleashed the worse in some lenders so I'm beginnning to change my position slightly. That's my moan for the day.