I have contacted HSBC today about this debt and they said this account had been passed to a debt management company, I noticed in my other bank account that I had been paying a £1 a month to cl finance, but now Robinson and way own the debt, I am not sure why the total is so much but seemingly interest has been added, I have requested a copy of cca what else should I do,

I have contacted dmp, will see what they say before I proceed

I believe this debt was cleared and was midland bank, I have messaged payplan regarding this, but I won't be paying Robinson and way anything , I will request a cca, but they did not give me an agreement reference, so may have to wait until they write again

I have taken control of my debts I am on a dmp paying a £100 a month and I have cleared over £5,000 of my debts, but now Robinson and way are saying they are chasing this debt for £11,000 which I believe was settled years ago. I did write to numerous companies for the cca so I have taken advice here.

I believe this debt was no more, I believe it was with midland bank, but I was sure after I had defaulted years ago, I had paid it off and now Robinson and way say they own it and it is for 11,000 but I have never received any correspondence until today regarding this debt, I payplan are dealing with my other debts but not this one as I thought it was gone

Ok thanks

Ok May try that, I am on a debt management plan with payplan and I think they maybe able to help

No nothing showing on my credit file It is a long time since I had this loan Can you still claim ppi even though Robinson and way own debt or they say there is 11,000 owing I am not sure how. I realise big mistake ringing Robinson and way, did withhold my number

I received a letter today from Robinson way, asking me to ring them, like a fool I did but did withhold my number, I did do a security check, they advised me I had a debt for £11k outstanding with the Lewis group, or HSBC , this could relate to a loan I had years ago in 1999, for about £2000 I did default on the loan, but was paying a £1 a month, I never heard about for the loan for a long time, but now I had this contact from Robinson way asking for money, I told them on the phone they can forget it, as no way do I owe that much. What should I do as I know they will keep bothering me now. Please help.

I am having a problem with dlc they sent me a copy of the seemingly credit agreement but it looked like a generated one where they had produced themselves no signature on it. They have written offering a discount of the original debt. Should I ignore them

I think we may have paid them a small amount in the last 6 years but they go quiet for a while and then rear their ugly head again.

We have received further letters from dlc chasing debts that are over 10 years old. They have sent what looks like a generated copy of what was a copy of the original credit agreement but there is no signature on the agreement so It looks like a standard one their company sends to you I wrote to them years ago asking for a copy of the original credit agreement and they just sent this out now. They said they are wiling to accept a reduced amount should I ignore them or contact them to make a reduced payment.

I am being chased again by Robinson Way, regarding a debt that we owed to london Scottish finance ltd. The original agreement had a conditional sale fee charged on it, we were told by here that this made the agreement unforceable. They are now threatening us with a home visit and have already threaten us with court. I have reported them to the oft but feel they wont leave us alone. I have posted a lot of threads about this, but i am still worried, dont want them to show up at the door.

So it goes on, I have received a letter today, saying dont ignore this letter we are going to organise a home visit, can Rob.inson Way do this, I dont think they can.

I have now taken off account number, any idea as what I should do about this

We have received this letter today from Robinson and Way, do they ever give up or should i offer them a £1 to leave me alone

I have received another letter today from Robinson Way saying they want the full amout paid or they are to start court proceedings in 10 days

These are the letters we have received. Can you help

which letter should i use please

will do but I have basically typed in here what the letter says. I will have to wait until Monday to scan it in. I have the feeling they wont let go of this

Hillsden have been chasing a debt for a while I sent them the request to produce a CCCA but were unable to do so, but today I received a letter from them saying that Further to our previous correspondence regarding your request for inofrmation under the CCA 1974 please find enclosed documnetation with the original lender, as requested. Due t the age of the account the original executed agreement is no longer availabvle however the enclosed "True" copy is sufficient to satisfy the CCA 1974 regulations. Your account will remain with our collections dept for collection activigty to continue. The demaning of payment is not considered enforcement and purely a stp taken prior to the commencement of proceedings as in the fuling in the case of McGuffick V RBS. Shoudl yo uwnat to view the Judgement in its entirety, it is easily accessilbe via the internet. Whilst we may not be able to enforce the agreement, the monies remain outstanding. The agreement or any monies paid has not been made illegal or void because or our current failure to suply a copy ot the original agreement. We are prepared from taking steps to enfore the Credit agreement but the nderlying obiligation to repay remains in tact. The reportinf of date to the CRAs and related activities do nto constitue enforecement for the purposes of the CCA 1974. OUr agreement with the CRA as well as the rules which govern the use and sharing of such information require Hillesden to report account level data this way. Under the Data Protection Act 1998, Hillsden mush report accurate and up to date information at all times. As this account has been used and a debt has been incurred. this will be recorded to the Credit Reference Agencies. Siumilarly any payments made towards this account will also be reported. i trust the above information resolves this matter. They also enlcosed a letter from CITI saying Dear Sir or Madam Further to your recent request for a copy of the Credit card agreement for the debtor xxxxx ?We enclose true copies of the debtor's original and final agreements with Citi Finance. Please can anyone help what should I do JJ itch

i received this today

London Scottish Finance ltd (in administration) I have received a default notice from them, going to scan it in and attach it later. i thought this lot had given up but obviously not. what should i do threatening to take us to court

My husband received a new debt from this company today on behalf of T Mobile, saying he owed them £104.92 he never has had a contract or phone with T Mobile. There letter states the usual rubbish contact them to clear the balance or pay an amount of £10 per month to clear the debt. The the letter points out not to ignore the debt or they will pass it on to a debt collection agency. They are already chasing my husband for a debt with 3 mobile which the contract was ended that debt is for over £500, wrote to them requesting the copies of agreement etc, nothing yet. Have they just made this debt up with T mobile. they dont give up even when you request a copy of the CCA. Should I report them to trading standards

yes they did didnt scan but can do