Hi, To McKanney2K: If you want to join the action group this is what you need to do (and immediately) :- Firstly, write to CLC Head office in Malaga stating that you are cancelling your membership owing to 'Gross Misrepresentation'. Enclose an itemised list of every reason that you believe you were missold. Send by recorded delivery. Then ignore any future correspondance from them - they'll deny all your allegations and threaten action. (Yawn) Secondly, write to GE Money saying you are cancelling your membership (give CLC and GE ref numbers) under the Consumer Credit act of 1974), and include the list of misrepresentation examples, and also tell them that the Timeshare Consumer Association are aware of this correspondance. Thirdly, write to your bank, cancelling your direct debit, and enclosing all the 3 documents above. Finally...... Go to the Timeshare Consumer Association website, ( Timeshare Consumers Association - "TCA" ) and fill in the questionnaire that's on it. Linder Myers LLP, a law firm from Manchester are acting on behalf of what is becoming a large group against CLC. So go to the home page, click on 'here', then on 'Club la Costa' (both links are in yellow) and that will take you to the questionnaire page. Your participation in this action must be entirely for reasons of misrepresentation (1974 Consumer Credit Act), and NOTHING to do with any financial hardship. However true that may be, that is not a platform for any action against CLC. The recession isn't their fault. This is about what they promise against what they deliver, and the number of people in our 'boat' is many hundred. Don't worry if you can't prove things were said to you in writing. Just make sure you put something into every box. If it was just your word against CLC, the courts would have a problem , but it won't be just your word. Do this very soon, as Linder Myers will be deciding which people qualify. The TCA believe most members will qualify - IF they fill in this form, and soon. Hope that helps. Timeshare Consumer Association contact details:- 24hr helpline 0901 607 0077 Direct Line: 01909 591100 Fax: 01909 591338 For Redkt102 - Folkiedave has some links in his posts that explain more about debt collectors. Don't worry. In fact, don't anyone worry. What good does it do?!

Hi Solana, Received pretty much a carbon copy of what you described, including a very disparaging piece about the TCA - naturally.

Timeshare Consumer Association contact details:- 24hr helpline 0901 607 0077 Direct Line: 01909 591100 Fax: 01909 591338 Web: Timeshare Consumers Association - "TCA" Contact: Mr Sandy Grey

Hi All, Just to say - the Timeshare Consumer Association were indeed very helpful, and well worth contacting if you want clarity over what specifically to do next. There will be a fight, no doubt, but none of us need feel we're on our own against this mob. Phoning the TCA reaffirmed this feeling. Good luck in 2010 as this saga pans out.

Thanks for that info - top drawer. This is the first time I've felt positive about this thing for ages. I will get those letters out and join the queue.

Hi, Glad and also sorry to see so many people in this miserable CLC 'boat'. After last outrageous Maintenance bill have decided to not pay it and to cancel our DD to CLC - which GE Money are charging exorbitant interest on. Like many of you, CLC is without doubt my worst ever decision. Can't face another holiday spoiled by a session in the 'Glengarry Suite'. If they just delivered - let alone over-delivered - on the promise, then the existing membership could be the best unpaid sales force on earth. Instead they inflict 'Swiss Tony' on us, and this forum is the result. Grateful to Mustang for the great input into this, and I hope we will all be OK in the end. I think I need to send that 'Gross Misrepresentation' to CLC and to GE. Where do I access that please?