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demi98765

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  1. Hi yes will do, may take a couple of days to get to a scanner though, as have to wait for my boss to be out!
  2. I just think its outragous that they can issue me with a default for trace fees, that was issued before I even sent the sar request/ statute barred letter, ie no warning, first I know about is when the letter from the slc comes through the door today. I've read other posts about the underhand tactics of the slc, think I may have to get some proffesional legal advice now!
  3. Have today recieved a default notice from SLC, dated last month for trace agent fees against my account, so they're going to play the default game with me, still waiting for my SAR from them, looks like they want to create as much rubbish on my credit file as they can, it makes me even more sure that this debt is statue barred.
  4. I know, I'm a numpty, but the SAR letter says about reclaiming fees, I just want to check that the debt is definately statute barred, is still still ok to leave in? Also by paying SLC the £10 for the SAR they couldn't then use that as saying that I have made a payment to them regarding my account and set the limit rolling to another 6 years could they?
  5. Hi, I appoligise for this, I've found the template for the SAR, but I can't find the statute barred letter that was mentioned to send to the DCA. If someone could post a link/ copy... Many thanks
  6. Who is it addressed to is it the data Controller?
  7. Hi Sorry to post again, can somebody give me the correct Address to send my subject access request to the student loans company to, I'm a little confused as I'm sure it was Glasgow, but have seen a bristol adress listed. Many thanks again for all of the advice:confused:
  8. No I definately have two seperate accounts for My student loans, as i attended two different courses one a BA Hons (3 loans grouped together), and one a post grad course at seperate institutions (one seperate student loan). DCA are chasing me for the the first ones from my origional university. Just over £5000 Who do I send the SAR request to, and what template do I use? I assume the SLC, does anyone have their adress. Thankfully I don't have a home phone, so no annoying phonecalls, but with two letters in quick sucession and the first threatening door stop collectors, do I need to send anything to DCA, as the date they set out for court action was fairly imminent? Also worse case senario, and they didn't mention this in their letter, though the £190 court fee implied it, can they really petition me for bankruptcy, as I was under the impression that if I decided to file for bankruptcy myself, that Student loans were excempt from being added to your creditor list. Surely if that is the case then bankruptcy would be pointless for them, since the debt wouldn't be written off at the end of the bankruptcy period??
  9. Hi, I recently recieved a letter from DCA demanding payment from the student loans company for several thousand pounds, this was quickely followed by a letter from their solicitors basically saying that I have two weeks to come to an suitable arrangement with DCA, or they will proceed to court proceedings, and a further £190 will be added to my account. This amount worries me, as its the same amount that a creditor is charged when making a bankruptcy petition against an individual, and I was under the impression that the SLC couldn't make you bankrupt to enforce a loan, since you can't go bankrupt to protect yourself against a student loan anymore. Regarding payment history of the loan, I had two different loans from different universitys, two seperate CCA's, I deffered them both in 1999, and didn't really hear from the SLC until 2006, when I foolishly called them, and agreed to start making payments towards one of the loans, as they were harrassing my mother, which owasbvously was statute barred at the time, isn't hindsight a wonderfull thing! I last made a payment at the end of 2006 when I moved abroad.., but unfortunately I had had to return to the UK! I know that one of these debts will definately be Statute Barred, but do not know which one, if its the one that DCA is trying to enforce or the other one... Any help would be greatly appreciated, as the clock seems to be ticking on what seems to be creditor enforced bankruptcy...
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