Hi Apologies if this isn't the correct place to post this - newbie.lol I am currently on maternity leave and my partner doesn't have much work on at the moment (he is in the building trade) so money is really tight at the moment despite us receiving tax credits etc. I called our mortgage company today and although they can't offer us a payment holiday they might consdier reducing our payments to interest only but I have to put a request in writing and I am struggling with what to write. Please can someone help? TIA XX