I bought a car on finance in July 1996 and within a week the auto gearbox became faulty I went back to the garage who did not want to know I then contacted the finance Co who sent me back to the garage, this went on for some weeks and in the end the garage dissapeared so I told the finance Co to either repair the car or come and pick it up as I was rejecting it, I refused to pay any more payments until it was resolved.After some time they collected the car and I did not hear any more until today when I recieved a letter from a MCA PORTFOLIO LTD who are claiming the balance from 1996 from the original account . Can they do this??....
