Hi guys hope you can help.
About 3 years ago i lost my job, girlfriend etc and so became a bit depressed and ignored everthing..And in no time i had a default with Lambard and a CCJ from my solicotors for 3000 pounds of unpaid fee's. I am happy to say i have found my feet again and have a fantastic job with a good wage. I want now to move on with my life and buy a house etc. When i looked at my credit score it was 300:eek:, i was gutted. I am paying off both debts at the end of this month to bring them back into settled status on my credit report. I will have then only 1 credit card which will help to rebuild my credit score. What i want to know is
1, Once my CCJ and Default are paid, will my credit score increase straight away.
2, How long will it take to repair my credit score in order to buy a house roughly as i would expect exact anwsers, 6 months? 12 months? longer??