Hi, I was hoping for some advice. A year ago I was reversing out of a parking space at the same time another car was reversing, we collided with one another. We both exited the vehicles, upon inspection we both had broken tail lights. We both agreed at the time we both had near enough identical damage and it was not enough to warrant paying the excess on a claim. As a matter of course we exchanged details. A month ago I received a letter from my insurance company stating that they had received a claim from the other parties insurance company and could I provide details. I spoke to them, they thought it was dubious that an incident from a year previous was now being claimed and suggested that in the interim the car has received further damage and using my details to cover this. Anyhow I provided details, drew a diagram and relayed the conversation I had with the claimant at the time. Since then I have heard nothing and assumed it had gone away. Today I received a letter from a solictors claiming that I was liable for the damage at 750GBP and that I was not to contact the claimant or the insurance and that I was to settle the amount within 7 days. There is not a breakdown of how they have arrived at this cost and also the claimant is now saying that they we stationary, which is completely untrue. Would someone be kind enough to advise how I should handle this what my rights are? Surely this is my word against theirs at best, also is this not what insurance companies are for? Thanks

MrShed, Kentish Lass said: "Your sister's so-called friend signed and is equally liable for the contract". Where does Kentish Lass say that my sister is fully liable? How would the landlord be legally entitled to sue only my sister, when it is a joint tenancy agreement? Thanks

She was declared bankrupt just after her (ex) friend left, at the time she was confident she would find a replacement. MrShed, why do you say she could be fully liable for the rent? Her ex friend was not released from the contract, she just literally upped and left. Kentish Lass has said that the (ex) friend is jointly liable. Thanks for the advice so far.

Hi, I really hope someone can offer some sound advice. Six months ago my sister and her friend signed a 12 month joint tenancy agreement. My sister, her friend and my 4 year old niece moved in. Six weeks ago my sisters friend decided to leave. Said friend agreed she would continue to honour the agreement and continue to pay rent until she or my sister found a new tenant. Friend moved out and gave my sister her half of the rent for the coming month (Sep). In the meantime no replacement tenant has been found. Fast forward 4 weeks, (Oct) rent was due and friend turns around and says she is not paying anymore rent. My sister is forced to borrow the balance of the rent from my parents. She informs the landlord and agent that Octobers rent will be the last and that she has no option but to break the agreement and move out at the end of October. The landlord or agent has fifteen hundred quid deposit of my sisters and friend's money. The agent has been showing prospective tenants around. Is my sister and her friend both liable for any rent if new tenants are not found by the time Novembers rent it due? If new tenants are found is my sister and her friend still liable for any rent or the remainder of the contract? My sister is extremely stressed by the whole situation, to top this off she was recently declared bankrupt, so she does not care about getting her deposit back as this will just go to the receiver and her friend has literally just vanished, non contactable and also does not care about her deposit as an ex boyfriend gave her the money. My main concern is that debt collectors turn up at my parents, they really do not need stress. Or that my sister is living in fear of ending up in court, although she has no money so could not pay anything. Thanks in advance to anyone who can advise.