I took out a loan on 16th June 2009 with Wonga.com for £200. I made a payment of over half the amount a month after the original loan was taken (around £135.00) and have been unable to make any payments since. I do not work, I am currently a student (still yet to receive my student loan). I received a letter in the post today demanding £274.69 off me. (£211.84 in default fees and interest). I do not wish to "run away" from this debt but am not really in a position to pay back any substantial amounts. Could anyone please give me some advice on how to deal with the situation? Thanks in advance.