Hi Scott They have provided a cca Of which i was advised was Unenforceable Do i just wait until they take me to court and then it will be thrown out? What could i send now Its getting really quite scary Thanks Agian

Thank you so much This for reference is the CCA Thanks Again egglee.pdf

The cca is unenforceable Offering a final settlement Account in dispute letter Thanks

Hi All After 6 months and 11 letters the threats continue Please see attached the most recent letter Could anybody help with a aresponse I really am at my wits end They keep phoning at work and said they had done a credit check to see where i worked? Is this legal Any help would really be welcome Montague mbnanext.pdf

Hi All After 6 months and 11 letters the threats continue Please see attached the latest one Can anyone please please help with a RESPONSE I really am at my wits end Many thanks montague Eggnext.pdf eggnext2.pdf

HI All After 15 letters and 6 months the letters still continue Please see attached the latest one Can anyone please help with a response Many thanks I really an at my wits end Montague Capital Onenext.pdf

Hi All After 5 months and 15 letters the threats continue. I really am at my wits end They even ring me at work Can anyone please give me a response to this recent letter The worry is really starting to effect my family now Thnak you all for your help Montague barclaycardnext.pdf

thnk you so much i will get a letter off offering them final and full settlement montague

bump

Thanks Silver Fox Wouls really appreciate if anyone could have a look at what MBNA have sent me and let me know if they think its enforceable Thank you Montague

bump Thank you:)

Thank you for your helpful comments Is this enough to make the agreement unenforceable Do i write back now and say i am no longer paying Sorry for all the questions Montague

Hello What is that please?

Hi all I would really appreciate your help on this one I have been battling with MBNA for the last 6 months I requested a CCA back in Jan to no avail They then sold my debt on and suddenly yesterday sent the below I would really appreciate if anybody ould look at it and advise me as to whether it is enforceable Thank you Montagaue MBNA8.pdf MBNA88.pdf

Thank you for all your responses I have a couple of questions if anyone can help. If i send a cheque saying cashing the cheque does mean agreement to my conditions and the bank cash the cheque and then sell the rest of the debt on - what can i do legally? I afraid if i take them to court it will cost me money i dont have plus the above post says take them to court to remove defa WIll this not cost me money? Thank you