found this forum by accident, had an awful problem with Swift a couple of years ago, almost lost my home. A long story, changed careers, got into various debts and was offered a loan by Swift of (from memory, do not have any papers with me) of around 11k, paid the loan for a couple of years, unfortunately fell into arrears with this also, and on two seperate occasions, they tried to reposses my home, eventually a friend put me in touch with a mortgage broker, and after having the loan for about 2 years or so, the only way that I could end the agreement was with a settlement figure of some 28k... bottom line is, they have taken a huge chunk of the equity from my home, and meant that the plans for my future have had to be massively re-thought. I specifically remember talking to Mark White (that's how I found this forum) and would dearly love someone to put these guys out of business....I remember the broker that arranged my re-mortgage describing Swift as nothing more than "legalised money lenders"..
I will try to dig out some old statements, and maybe try to get back some of the money they *EDIT* from me..
I remember hearing that they have a property portfolio, so I guess rather than doing what most reputable organisations do, and when they reposses, just sell the property to recoup their losses, they keep the property....