Hi Everyone, Re this thread I sent BCW a letter back (if you have a look further up this thread there is a letter template - it was basically the same). They have since sent me 2 letters saying exactly the same thing. They have made up a date that I last paid the date, funnily enough it was within the last 6 years....This debt is over 9 years old. And also quoting other Law's that meant the debt was not statute barred. The letters both say they will be taking us to court. These were both send early and mid November. We have now recieved our fourth letter stating they will be sending a "debt investigation officer" round to our property. The only contact I have made with BCW is sending that letter to them, I have not called them as I know this is a bad idea. Does anyone have ANY advice on where I should go from here? Anything would be appreciated as I am fed up of worrying about this company Many Thanks H.

Thanks for the help everyone

My mind is now at rest, really appreciate the help. I knew I shouldn't pay, but you panic and don't know what to do. It was lucky that I looked on this website before taking any further action. But most people would just pay straight away, it's terrible that companies get away with this. I will send the above letter asap. Thank You for all your help, I hope other people in this situation find this thread!

Thank you so much for that! So if I send BCW this letter they will then not be able to bother me at all? If they do what should I do? So just to double check, I am completley within my rights not to pay this off? Really appreciate your help.

Thank you for the advice all! The last time I acknowledged this company was 9 / 10 years ago. So is this technically illegal for them to be chasing me? Should I maybe speak to the company which I had the store card with / the company that have supposedly instructed Buchananclark + wells to recover this money? (Aktiv Kapital UK Limited). A few years ago I double checked that I had no debts as I did not want my records to be affected, I was told that I was completeley in the green, clear! I just cannot believe that this company will target people like this and scare them! I will write to them without a doubt and take this further if I must. I can't really see them taking me to court?? Thanks

Hello, I have seen a lot of threads on this website regarding the above offenders. I have recently been sent a letter demanding I pay for a store card I had 10 years ago. What is the best way of dealing with them? Because I have read that if I telephone them they will harrase me and if i write my corrospondance will convinientley get lost. I am thinking of contacting the FSA and trading standards as I am led to believe (after researching the company name) that they may be a fraudulant company. I would like to get this resolved ASAP before any further action is taken, any advice would be much appreciated. Thank You